Policy Number On Insurance Card Blue Cross Blue Shield

A health savings account is a tax-advantaged savings account that can be funded by individuals whose only health care coverage is a qualified high deductible health plan . An HSA is an alternative way for you to pay for your qualified health care expenses and save for future qualified health care expenses on a tax-free basis. Expenses such as out-of-pocket costs for office visits, prescription drugs, dental expenses and laboratory tests may be paid for from your HSA. If you do not see your coverage amounts and co-pays on your health insurance card, call your insurance company . Ask what your coverage amounts and co-pays are, and find out if you have different amounts and co-pays for different doctors and other health care providers. Under the last-month rule, if you are an eligible individual on the first day of the last month of your tax year , you are considered an eligible individual for the entire year.

You are treated as having the same high-deductible health plan coverage for the entire year as you had on the first day of that last month. The total contribution for the year can be made in one or more payments at any time up to your tax-filing deadline . However, if you wish to have a contribution made between January 1 and April 15 treated as a contribution for the preceding tax year, please contact the HSA bank. Once funds are deposited into your HSA, those funds can be used to pay for qualified medical expenses tax-free, even if you no longer have high-deductible health plan coverage. The funds in your account automatically roll over each year and remain in the account indefinitely until used. Once you discontinue coverage under a high-deductible health plan and/or get coverage under another health plan that disqualifies you from an HSA, you can no longer make contributions to your HSA.

However, since you own the HSA, you can continue to use it for future qualified medical expenses. This is usually the amount of your co-payment, or "co-pay." A co-pay is a set amount you pay for a certain type of care or medicine. If you see several dollar amounts, they might be for different types of care, such as office visits, specialty care, urgent care, and emergency room care. If you see 2 different amounts, you might have different co-pays for doctors in your insurance company's network and outside the network. To enroll in a high-deductible health plan, complete the Blue KC application process.

Policy Number On Insurance Card Anthem Blue Cross The Blue-Saver® PPO health insurance plan is a high-deductible health plan that allows you to establish an HSA as part of your health benefits. When you enroll in the Blue Saver plan, you may be offered the opportunity to establish a HSA with one of our preferred banks. You will be presented with appropriate banking authorizations and disclosures necessary for Blue KC to work with the bank that will establish your HSA. Please note all financial institutions offering HSA products must comply with the USA Patriot Act, requiring your HSA bank to collect and verify information about you when processing your HSA application.

Once your HSA has been established, you will be mailed a welcome kit and HSA debit card from the bank. You cannot use HSA funds to pay for qualified medical expenses incurred before you enrolled in a high-deductible health plan. In order to establish an HSA, you must enroll in a high-deductible health plan. Your eligibility to contribute to an HSA is determined by the effective date of your high-deductible health plan coverage. If you're an HMO member, you will need to receive services from an in-network HMO provider.

However, you will be able to receive emergency or urgent care services no matter where you are. For details about your coverage, please review your Blue KC certificate, which outlines the benefits and exclusions related to your health insurance plan. You can view your certificate by logging in and accessing the Plan Benefit section. Coordination of benefits is the process used when a member has two health insurance plans.

This process allows the two plans to work together getting you the most out of your coverage. The second plan becomes your secondary plan, which may pay toward the remaining cost, depending on the plan. Understanding which plan is your primary and which plan is your secondary is important to help prevent delays in claims processing. A Health Savings Account allows members enrolled in a qualified high-deductible health plan to contribute funds on a tax-free basis into the member's account. These funds are used for payment of qualified medical expenses as defined by the IRS.

Unused funds in an HSA roll over in the member's account at the end of each calendar year. Your health insurance company might pay for some or all the cost of prescription medicines. If so, you might see an Rx symbol on your health insurance card. But not all cards have this symbol, even if your health insurance pays for prescriptions. Sometimes, the Rx symbol has dollar or percent amounts next to it, showing what you or your insurance company will pay for prescriptions.

A qualified health-deductible health plan is a health plan with an annual deductible for an individual or a family that meet the minimum deductible amount published annually by the U.S. The annual out-of-pocket expenses required by the high-deductible health plan also does not exceed the out-of-pocket maximums published by the U.S. Out-of-pocket expenses include deductibles, copayments and other amounts the member must pay for, but do not include premiums or amounts incurred for non-covered benefits. Allowable charges are the maximum amount payable to you under your health insurance plan for a particular service. Contracted providers have agreed to accept this amount as payment in full.

For example, if the provider charges $100 for a service and Blue KC pays $80 as the allowable charge, the provider cannot ask the member to pay the remaining $20. Keep in mind, however, that some health insurance plans have coinsurance. In those cases, members are required to pay a percentage of the allowable charge. For specific details about your plan, review your Blue KC certificate, which outlines your payment responsibility. To change a PCP, log in and visit you Profile by clicking on the icon by your name in the top right corner of your homepage.

In the Coverage Information section you'll see a list of covered members for your Blue KC policy. From here select "Change PCP" for the appropriate member and you can search for and designate a new PCP. Once we have processed your PCP change request, we will send you a new member ID card that contains the information of your newly selected PCP. You may also call the Customer Service number listed on your member ID card to change your PCP.

Please note that if you have health insurance through your employer, you may be required to contact your group benefits administrator to change your PCP. There are two times you can make a change to your enrollment options. Your employer schedules an open enrollment period once a calendar year when all employees may make changes to their health insurance plan. You may also make a change during a special enrollment period if you acquire a new dependent or if your coverage is terminated under another health insurance plan. If you have health insurance through an employer, your group benefits administrator, typically someone in your Human Resources department, can help you make changes to your health insurance plan.

If you do not have health insurance through an employer and instead pay your monthly premiums directly to Blue KC, call the Customer Service number listed on your member ID card. This federal mandate applies to all individual policies, fully insured group health plans and both ERISA and non-ERISA self-funded groups, where the state law does not apply. The back or bottom of your health insurance card usually has contact information for the insurance company, such as a phone number, address, and website. This information is important when you need to check your benefits or get other information. For example, you might need to call to check your benefits for a certain treatment, send a letter to your insurance company, or find information on the website.

You can continue to use the funds in your account tax-free for out-of-pocket health expenses. If you enroll in Medicare, you can use your account to pay Medicare premiums, deductibles, copayments and coinsurance under any part of Medicare. If you have retiree health benefits through your former employer, you can also use your account to pay for your share of retiree medical insurance premiums. The one expense you cannot use your account for is to purchase a Medicare supplement insurance or "Medigap" policy. The maximum amount that may be contributed to your HSA for any year is a certain amount established annually by the IRS. This amount depends on whether you have individual or family coverage under your qualified high-deductible health plan.

The same annual contribution limit applies regardless of whether the contributions are made by an employee, an employer or both. The primary plan pays benefits as it would without the presence of a secondary plan. A secondary plan reduces its benefits so that the total benefits provided by both it and the primary plan are not more than the total allowable expenses. Each payment you make for covered healthcare services you've received from your providers such as a physical exam counts toward your deductible. Once Blue KC processes the claims we receive from your providers showing the payments that you have made for covered healthcare services, we apply those payments toward your deductible. Your children's coverage while they are away from home depends on the type of health insurance plan you have.

If you have health insurance through your employer, check with your group benefits administrator for more information. The "coverage amount" tells you how much of your treatment costs the insurance company will pay. It is usually listed by percent, such as 10 percent, 25 percent, or 50 percent.

For example, if you see 4 different percent amounts, they could be for office visits, specialty care, urgent care, and emergency room care. Your PersonalBlue health insurance plan includes a prescription drug coverage plan with set copayments for both generic and brand name prescription drugs. The PCA portion of your plan cannot be used to reimburse you for these copayments. Distributions used for any other purpose are includable in income and may also be subject to an additional 20 percent tax.

This 20-percent penalty tax does not apply to distributions made after your death, disability or attainment of age 65. Yes, funds may be withdrawn and used to pay for qualified medical expenses for you and/or your tax dependent without a tax penalty. For purposes of medical deductible of a child of divorced or separated parents, they can be treated as a dependent of both parents. Each parent can include the medical expenses he or she pays for the child, even if the other parent claims the child's dependency exemption. Please consult a legal or tax adviser concerning questions you may have.

A deductible is the amount that you are responsible for paying annually for healthcare services. Exceptions are outlined in your Blue KC certificate, which lists the exclusions related to your health insurance plan. A copayment, or copay, is the dollar amount that you pay to a provider at the time you receive a service. For example, you might pay a $30 copay each time you visit your allergy doctor. The copay amount is defined in your Blue KC certificate, which outlines your responsibilities for health insurance plan payments.

Billed charges are the amount charged or billed by your healthcare provider for the services/supplies you received. Not all provider charges will be paid by your health insurance plan. If you have health insurance through your employer, check with your group benefits administrator to have a dependent added to your plan.

He or she has the information and/or forms you need to add your dependent to your health insurance plan. Once your PCA funds are exhausted and the remainder of your deductible has been met, your health insurance plan will start paying. A majority of in-network expenses will be covered by your health insurance plan. Once your out-of-pocket maximum has been met, your health insurance plan pays 100% of your covered expenses.

After the funds in your PCA have been used, you will be responsible for a certain amount of your healthcare costs until your deductible amount has been met. You do have the benefit of the negotiated prices for healthcare from network providers, but you will pay for all of the healthcare until your individual or family deductible is met. Use your HSA debit card or other means provided by your HSA bank to pay for qualified medical expenses. You should only use the debit card at healthcare-related locations. This may include an Internet transaction as long as the items being purchased are qualified medical expenses. You may also use your HSA debit card for online capabilities such as online bill pay.

Sometimes providers send statements to their patients before Blue KC has finished processing and paying the claim. If the provider you saw is out-of-network you will be responsible for paying the provider directly. We will send you a payment for the amount that is covered by your plan.

You can view your EOBs and details about your claims, including how much you owe, by logging in and visiting the Claims and Usage section. You might see a note on the bill that says "Insurance Pending." We will send you an Explanation of Benefits once we have processed your claim. If you are still unsure if you owe the provider, call their billing office. Please note, if your provider was not in the Blue KC HMO network, you will be responsible for paying all services and fees for seeing that provider. Facilities are defined as a general acute hospital, satellite emergency department or ambulatory surgical center licensed pursuant to the Health Care Facility Licensure Act. Effective Jan. 1, 2021, providers in Nebraska may not balance bill patients for medical care received from out-of-network providers or facilities in emergency situations.

This state mandate applies to all fully insured plans and non-ERISA groups. If you have health insurance through work, your insurance card probably has a group plan number. The insurance company uses this number to identify your employer's health insurance policy. Getting a checkup now will help your PCP learn about your medical history before any health issues occur. If you forget or aren't sure what type of health insurance plan you have , you can find out on your BCBS ID card. If you have an HMO, your card may also list the physician or group you've selected for primary care.

Determining whether a provider is in-network is an important part of choosing a primary care physician. Routine Preventive care is a care benefit that is not subject to a deductible. In addition, excess contributions are subject to a six-percent excise tax. Rollover contributions do not count in determining whether an excess contribution has been made. Many people are insured under more than one health and/or dental insurance plan at the same time. Because of dual insurance, Medicare Secondary Plans and Coordination of Benefit requirements, Blue KC needs to determine primary insurance based on the facts of each situation.

Most health insurance and dental plans include a COB provision that defines these requirements. This provision prevents payments from all Plans from exceeding the total allowable expense. A Primary Care Physician is the physician you choose to be your primary source for medical care.

Your PCP coordinates all your medical care and knows your specific health history. You can designate a physician who specializes in family practice, general practice, internal medicine or pediatrics and is in your network as your PCP. Each dependent on your health insurance plan will also need a designed PCP. Everyone on your health insurance plan may have a different PCP.

When you see an out-of-network provider, we send a check to you for the covered amount of those services. We will send you an EOB that explains how that amount was calculated. Yes, you must pay your copayment when you see your in-network provider.

Your copayment amount depends on the health insurance plan you have and the services you are receiving from your provider. BlueCard is a national program that enables Blue Cross and Blue Shield of Nebraska members to obtain in-network services while traveling or living in another state. The program links participating health care providers with Blue Plans across the country and internationally through a single electronic network for claims processing and reimbursement. To find out if a provider is "in network" contact your insurance company.

Apple Watch Series 6 Vs 7 Comparison

The Apple Watch Series 7 offers the same suite of sensors as the Series 6. These include an accelerometer, a gyroscope, a heart rate sensor, a barometer, an always-on altimeter, a compass, an SpO2 sensor, and a VO2 max sensor. These sensors have a host of health and fitness tracking features, including blood oxygen monitoring, heart rate monitoring, sleep tracking, fall detection, workout tracking, and more.

The S7 SiP with 64-bit dual-core processor is up to 20% faster than the S5 in Apple Watch SE.12 The always-on altimeter detects your elevation in real time. The difference here is the recharge speed, which is improved quite a lot on the new smartwatch. Apple says the new Watch Series 7 charges up to 33% faster than its predecessor thanks to a novel charging architecture, as well as a fast charging USB Type-C cable. According to Apple, the Watch Series 7 will take just 45 minutes to charge from 0% all the way to 80%, with an 8-minute rendezvous with the charger allegedly allowing for up to 8 hours of sleep tracking. That's a great improvement in comparison with the Watch Series 6, which has the same battery life but charges slower.

Still, this might be a non-issue if you charge your smartwatch overnight anyway. So, the difference between the two generations of Apple's smartwatches boils down to the importance placed on the larger display, the reduced charging time, water-and-dust resistance, and color options. If one has already made up one's mind, there is no persuading otherwise. It's worth noting that all of these features - except the always-on altimeter - can be found on the Series 4 and 5 too.

The Apple Watch Series 7 is a minimal upgrade on the inside, but the new larger display with thinner bezels looks gorgeous. While it has the same battery life as last year's model, the Series 7 has a USB-C charging cable included in the box that charges the watch up to 33% faster, so you'll spend less time juicing up than before. It lacks fairly basic features like interval sessions and heart rate alerts. The 6 and 7 have the same array of sensors, including a blood oxygen sensor, an electrical heart sensor, a third-generation optical heart sensor, GPS, and a barometric altimeter. The Apple Watch Series 7 doesn't have an official release date yet, and by all indications, it's pretty similar to last year's model. The most significant difference is the Apple Watch Series 7 has a bigger screen and thinner bezels, making the Apple Watch Series 6 screen look smaller side-by-side.

Not to mention that the Series 7 comes in two slightly bigger case sizes — 41mm and 45mm — making the device just a bit bigger than the Series 6. Overall, the ‌Apple Watch Series 7‌ is a minor upgrade over the Apple Watch Series 6, offering larger displays and casing sizes, new color options, improved durability, the S7 chip, and faster charging. These features are mostly iterative improvements rather than major reasons to upgrade, and the Series 7 does not add any new functionality. As for monitoring, the Series 7 has a lot to offer; there's ECG and blood oxygen monitoring, and it has a third-generation optical heart sensor with 24/7 heart rate monitoring. The always-on altimeter that debuted last year is here as well, along with fall detection.

Possibly the biggest difference is that the Apple Watch Series 6 has a blood oxygen monitoring support and an ECG monitor, whereas the Apple Watch SE lacks these functionalities. Apple Watch Series 6 comes in aluminium, stainless steel, and titanium watch cases; whereas the Apple Watch SE is made using 100 percent recycled aluminium only. Both the wearables come with varied sensors like GPS/GNSS, compass, always-on altimeter, second-gen optical heart rate sensor, accelerometer, gyroscope, and ambient light sensor. Speaking of the battery, the Series 7 promises the same runtime as its predecessor, which is to say, about 18 hours. I generally found myself getting about half a day more from the new watch than the SE, despite the lack of an Always On display on the SE. The Series 7 usually stuck around for a day and a half, almost two, with the screen set to Always On, and tracking between three and five workouts.

I also used the device to send plenty of messages and map my walks while I ran errands with the GPS on. That endurance is impressive given the larger screen, but it's worth noting that I haven't used the watch for sleep tracking yet. Apple continues to make incremental improvements to the Apple Watch and that makes sense as it is one of the most popular wearables in the world. It's a fast, reliable smartwatch that helps manage both health and fitness. A new QuickPath keyboard was announced which will probably be available for the Apple Watch Series 6 as well. Overall, the big changes to the Apple Watch Series 7 are almost entirely related to the screen, becoming larger, brighter, and more durable.

While that is one of the most important aspects of the watch, the lack of new sensors means Apple Watch Series 6 owners should probably wait for the next generation. The Apple Watch Series 7 is a significant upgrade when compared to even earlier models and will offer good value if upgrading. Thanks to the larger display on the Series 7, it also offers a full keyboard with QuickPath for replying to messages. Secondly, in the case of the Series 7 , the Digital Crown has an electrical heart rate sensor built into it, which is in addition to the optical heart rate sensor on the underside of the watch. The Watch Series 7 also has a blood oxygen sensor, like the Series 6, and it has reduced bezels surrounding the display, as well as an IPX6 dust resistance.

There is also the Apple Watch Series 3, which Apple sells for $199. This older model offers substantially fewer features and has a smaller screen. The Apple Watch Series 3 is still a capable device, with 8GB of storage, water-resistance up to 50 meters, an altimeter, Emergency SOS, and an optical heart sensor. Functionally, it is more pared back than the ‌Apple Watch SE‌, being thicker with larger bezels. To make use of the larger display, Apple has redesigned the user interface by optimising the UI elements.

Courtesy the watchOS 8, the Watch Series 7 gets larger menu titles and buttons in apps like Calculator, Stopwatch, Activity, and Alarms. Besides, there are two new watch faces exclusive to the Apple Watch Series 7. There is a new Contour face with an animated dial on the edge of the display that animates to emphasise the current hour details. The new redesigned UI and watch faces take advantage of the increased display size and profile to make the display intuitive to interact with. Besides, there are two additional larger font sizes for easy readability of the on-screen content.

Apple has also included a new QWERTY keyboard with swipe-to-type feature. Though a good addition, the screen still is not big enough to make text entry easier and faster, especially if you have fat fingers. The Apple Watch Series 7 is among the best in its segment when it comes to health and activity monitoring, delivering useful insights, challenges that you can undertake with your friends, and a lot more. For blood oxygen and heart rate monitoring, the smartwatch takes readings throughout the day, and you can view the data from the Health app on your iPhone.

You can also manually measure your blood oxygen level and take an ECG by pressing your finger to the digital crown, with the readings stored on your phone. As in the case of Watch SE, the smartwatch has many features as the high-end Series 6 but cuts a few corners to keep the price down. For instance, the Watch SE features fall detection, noise monitoring, international emergency calling as well as the second-generation heart rate sensor.

What's missing from the Apple Watch SE is the lack of the ECG sensor built into the Digital Crown. Whether the charging update represents an important improvement really depends on how you use your Apple Watch. If you take it off when you go to bed and slap it on the charger, you'll hardly notice the change. It does everything the Series 6 did only slightly better, with a larger screen, a sleeker look, better durability and faster charging. I'm not happy that Apple hasn't upgraded the battery life at all but it seems, until something drastic happens, that Apple Watch users are stuck with one to two days between charges.

Apple's sixth-generation wearable, the Apple Watch Series 6, arrived with a brighter always-on display mode. Naturally, the processor became faster than that of the earlier models and a new sensor was added. Blood oxygen measurement is useful in the diagnosis of some medical conditions, most notably sleep apnea, although Apple states that its sensor should not be used for that purpose. Instead, it gives a general idea of how well blood is oxygenated when at rest.

Given that there is little variation, almost always between 95 and 100-percent, the value of this sensor is much less than that of the heart rate sensor and ECG capability. That meant the Apple Watch Series 6 was not a huge upgrade over the previous generation. The Series 7 features several advanced health-tracking features Apple introduced on the Series 6 that you don't get on the SE, including sensors for blood oxygen saturation and electrocardiogram readings. The ECG function checks for signs of atrial fibrillation , an irregular heart rhythm that can lead to blood clots, stroke, heart failure, and other serious complications. Those features, plus the larger screen and always-on display option, justify the Series 7's $120 markup from the SE. While you shouldn't expect a bump in battery life for the Series 7, it does juice up faster than earlier models thanks to a new charging architecture and a Magnetic Fast Charger USB-C Cable.

Apple says it charges 33% faster than the Series 6—just 45 minutes of charging will take the watch from dead to 80% battery life. And eight minutes on the charger offers eight hours of juice for overnight sleep tracking. All the Watch models being compared here have built-in GPS, optical heart rate sensor, speaker, microphone, water resistance up to 50 metres, emergency SOS, gyroscope and an ambient light sensor. This is Apple's most powerful smartwatch yet and it features upgrades like a bigger screen, dust resistance, faster charging and more.

But taking a deeper look at the differences between the Watch Series 7 andSeries 6, it doesn't seem like a major upgrade. We tell you what has changed and what remains the same in this detailed comparison. The Apple Watch Series 7 offers a number of upgrades and improvements on 2020's Series 6, offering a larger display with bigger casing sizes, faster charging, and the S7 chip, for a price starting at $399. There is no smartwatch that complements the iPhones the way Apple's own watches do, even if they are not perfect. Therefore, even if the new models do not bring any significant upgrades over the previous-generation models, they still make a compelling buy for iPhone users looking to upgrade to a new model.

Most of what I wrote for the Apple Watch Series 6 review holds up for the Series 7. At a fundamental level, not much has changed; the innards are effectively identical, there aren't any new groundbreaking software features, and the battery life is no different. The thinner bezels and larger screen are nice, but the biggest issue from the Series 6 is here as well — you can't use the Apple Watch with an Android phone. So if you like what this smartwatch has to offer, you will need to buy an iPhone. If you want the greatest and latest Apple Watch, get the Series 6. The top model has a new blood oxygen sensor, ECG and new watch faces.

At Rs 29,900, the Watch SE not only is only cheaper but has the same bigger display and latest features like fall detection, always-on altimeter. With the Series 3 now being three years old, we think the Watch SE is a better buy. Apple has also made some significant improvements to battery life and charging on the Apple Watch Series 7.

The company claims that the new smartwatches offer 18-hour all-day battery life, along with 33% faster charging than the previous model. Though the differences between the Series 6 and 7 seem minor, it's worth a reminder that most people who own last year's model likely aren't looking to upgrade yet anyway. For anyone else who's looking for a new smartwatch, the Series 7 will be a satisfying purchase, especially if you've never used one before. It's not the best at sleep-tracking, though, so if that's a priority you might prefer a Fitbit. Despite its relatively high starting price of $400, what Apple offers is currently the best in the market, especially for the iOS ecosystem. The Apple Watch SE, in contrast to its more expensive counterparts, packs an optical heart rate sensor, fall detection, an always-on altimeter.

Unlike the last few generations of flagship wearables, it does not have a blood oxygen sensor or an electrocardiogram. As for fitness tracking, there are also no differences, at least on paper. The Series 6 has the same fitness- and health-tracking sensors as the newer watch. You get a pulse oximeter, ECG, standalone GPS, and an optical heart rate sensor on both models.

Compared to the Watch SE though, the Series 6 only adds an always-on display, ECG, blood oxygen monitoring, a faster processor and the U1 chip. In terms of the Series 7, a bigger display is added, but otherwise the features are almost identical to the Series 6. Apple finally announced on launch day that the Series 7 has the same S6 processor as the Series 6 (though it's calling it the S7 due to some slight changes).

Apple Watch Series 6 Vs 7 Compare But it's notable in that it's the first time Apple has 't updated the processor in a new model. The watches also both have the same LTE chip for cellular connectivity, so if you're looking for 5G, you'll need to wait for the Series 8. The Series 7 offers the same 18-hour battery life as the 6, but with 33% faster charging. Because I don't typically sleep in my Watch, a full charge gives me two full days of use.

Unlike the 6, I don't have to wait as long for the Watch to be ready to go. The Apple Watch Series 7 has an adjusted bike profile that now automatically recognized when you're biking. The Apple Watch Series 7 will calculate how many calories you burn more accurately than before. The Series 7 also has a blood oxygen sensor that measures the oxygen levels in your blood, just like the Series 6. With the ECG heart rate monitor, you can make cardiograms directly from your wrist. The Series 7 also has fall detection, just like its predecessor.

The Apple Watch Series 6 is still a reliable and excellent Apple Watch. With all the features you love, like an always-on display, blood oxygen sensor, ECG app, and more, it isn't missing any major features compared to the Series 7. Although it doesn't have a new larger display and still uses the same old case size — 40mm and 41mm — you can actually order the Apple Watch Series 6 right now and maybe even find some great deals. For users who already have an Apple Watch Series 6, the Series 7 probably does not offer enough to warrant upgrading unless you particularly want a larger display, faster charging, or improved durability. The design changes and new features are iterative rather than transformative, and there are no new major capabilities, so many Series 6 users may prefer to wait a little longer to upgrade.

Apple's new watch supports fast charging via a new USB-C charging cable, which Apple claims will charge 33 percent faster than the Series 6. When you need to charge it, Apple says it only needs to be connected to its charger for eight minutes to be able to cover eight hours of sleep tracking. However, in our testing, we didn't find it was all that much faster than the Series 6, which needed about 10 minutes. I didn't really notice the larger size at first, but after a while it did feel a bit more comfortable viewing data in complications and reading messages. With the extra space, you can increase the font size enough to make the watch more usable, but the larger display isn't enough of a change to warrant an upgrade from the Series 6.

If you have an older model, especially one older than the Series 5, then the upgrade is quite important. In addition to the display size, you'd also be getting an always-on display, additional health sensors, and all the other improvements that Apple has made in the past few years. Even when the displays are on, it's not always easy to tell the difference. If you're just looking at a watch face, you won't notice how much narrower the bezels are on the series 7, because most watch faces have black backgrounds to hide the bezels. Apple Watch Series 6 and the Apple Watch SE have launched as two new wearable offerings from the Cupertino, California-based giant.

The Apple Watch Series 6 is the flagship model for this year with an Always-On Retina display, a blood oxygen monitor, and an electrocardiogram measuring functionality. The Apple Watch SE – an affordable model – lacks the ECG and blood oxygen monitor, and does not offer an Always-On display either. Both the smartwatches come in 40mm and 44mm case sizes, and GPS and GPS + cellular versions.

Read on to find out exactly what is different between Apple Watch 6 and Apple Watch SE. The latest watchOS8 runs on the Series 3, 4, 5, 6, 7, and SE models. This means they all provide similar experiences, apart from any additional features on the later watches (e.g. ECD functions or fall detection sensors). The Apple Watch Series 7 offers a new QWERTY keyboard and QuickPath to help users type and send messages easier. The main difference between the Apple Watch designs is that the Series 7 features an electrical heart rate sensor built into it and an added optical heart rate sensor too.

The 6 and 7 both have a SpO2 sensor and reduced bezels around the main display. On the inside, the Apple Watch 7 boasts a 70% brighter Always-On display, IP6X dust protection, and similar water-resistance as previous models, as well as greater durability. There is no difference in battery life , however, the battery recharges 33 per cent quicker. Looking at the Apple Watch Series 7, it's all too easy to write it off as a minimal upgrade when compared to last year's Series 6. The core differences come down to the Series 7 having a larger display, faster charging and, well, that's about it.